1. Introduction
Atlas Finance ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our personal finance management application.
2. Information We Collect
Personal Information
- Name and email address when you create an account
- Password (stored securely using industry-standard hashing)
- Two-factor authentication credentials (if enabled)
Financial Information
- Bank account information accessed through Plaid
- Transaction history and account balances
- Investment holdings and cryptocurrency balances
- Budget and financial goal data you create
Technical Information
- Device information and browser type
- IP address and location data
- Usage patterns and feature interactions
3. How We Use Your Information
- To provide and maintain our financial management services
- To sync your bank accounts and display transaction data
- To calculate rewards, track spending, and provide financial insights
- To send important notifications about your account
- To improve our services and develop new features
- To detect and prevent fraud or unauthorized access
4. Third-Party Services
We use the following third-party services to provide our functionality:
- Plaid - To securely connect to your bank accounts. Plaid's use of your data is governed by their own privacy policy.
- Coinbase - To connect cryptocurrency holdings (optional). Subject to Coinbase's privacy policy.
5. Data Security
We implement industry-standard security measures to protect your data:
- All data is encrypted in transit using TLS/SSL
- Sensitive data (like Plaid tokens) is encrypted at rest using AES-256
- Passwords are hashed using bcrypt with salt
- Two-factor authentication is available for additional security
- Regular security audits and vulnerability assessments
6. Data Retention
We retain your data for as long as your account is active. If you delete your account, we will delete your personal data within 30 days, except where we are required to retain it for legal or regulatory purposes.
7. Your Rights
You have the right to:
- Access your personal data
- Correct inaccurate data
- Delete your account and associated data
- Export your data in a portable format
- Disconnect linked bank accounts at any time
- Opt out of non-essential communications
8. Children's Privacy
Our service is not intended for users under 18 years of age. We do not knowingly collect personal information from children under 18.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date.
10. Contact Us
If you have questions about this Privacy Policy or our data practices, please contact us at:
Email: privacy@atlasfinance.app