1. Acceptance of Terms
By accessing or using Atlas Finance ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.
2. Description of Service
Atlas Finance is a personal finance management application that helps you:
- Connect and view your bank accounts and financial institutions
- Track transactions and spending patterns
- Monitor credit card rewards and optimize earnings
- Set and track financial goals and budgets
- View investment holdings and cryptocurrency balances
3. Account Registration
To use the Service, you must create an account. You agree to:
- Provide accurate and complete registration information
- Maintain the security of your password and account
- Notify us immediately of any unauthorized access
- Be at least 18 years of age
- Accept responsibility for all activities under your account
4. Financial Data Access
By connecting your financial accounts through Plaid or other services, you:
- Authorize us to access your account information for display purposes
- Understand that we use read-only access and cannot move money
- Acknowledge that data accuracy depends on your financial institutions
- Can disconnect accounts at any time through Settings
5. Acceptable Use
You agree not to:
- Use the Service for any unlawful purpose
- Attempt to gain unauthorized access to our systems
- Interfere with or disrupt the Service
- Share your account credentials with others
- Use automated systems to access the Service without permission
- Reverse engineer or attempt to extract source code
6. Intellectual Property
The Service and its original content, features, and functionality are owned by Atlas Finance and are protected by international copyright, trademark, and other intellectual property laws. You may not copy, modify, or distribute any part of the Service without our express permission.
7. Disclaimer of Warranties
THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DO NOT GUARANTEE THAT:
- The Service will be uninterrupted or error-free
- Financial data will be 100% accurate at all times
- The Service will meet all your requirements
- Any errors will be corrected immediately
8. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, ATLAS FINANCE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR USE, ARISING FROM YOUR USE OF THE SERVICE.
We are not financial advisors. The Service provides tools for tracking and visualization only. Any financial decisions you make are your own responsibility.
9. Indemnification
You agree to indemnify and hold harmless Atlas Finance and its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.
10. Termination
We may terminate or suspend your account at any time for violations of these Terms or for any other reason at our discretion. You may delete your account at any time through Settings. Upon termination, your right to use the Service will immediately cease.
11. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the new Terms on this page and updating the "Last updated" date. Continued use of the Service after changes constitutes acceptance of the new Terms.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
13. Contact
If you have questions about these Terms, please contact us at:
Email: legal@atlasfinance.app